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 Maternity Plan - What is it? Have you heard of Maternity Insurance? Do you know what it is and is it necessary? First off, let us look into our MediSave & MediShield Life. MediSave: Hospital charges You can use up to $550/day for the first 2 days of hospitalisation  and up to $400/day thereafter for daily ward charges, treatment, investigations and medicine Delivery charges You can use up to $750 for natural delivery $2150 for caesarean delivery  $2600 for complicated caesarean delivery  Pre-delivery expenses You can use up to $900 for procedures like ultrasounds, consultations, tests & medication. MediShield Life (B2 ward and below) Daily ward and treatment - $800/day Pregnancy complications Congenital Abnormalities Integrated Shield Plan (with private insurer) Depending on the insurance plan you have, coverage varies for Pregnancy & Delivery related complications.  So, from the above, we can see that our MediSave, MediShield Life and Integrated Sh...

Welcome to parenthood! First of all, congratulations on being a parent soon. It will be a journey like no other and you will LOVE it.  You will be tired...exhausted...on the verge of breaking down (maybe), but a smile or a laughture from your little one will wipe it all away, temporarily. Hahaha. So they say, we can never be prepared to be a parent. I believe they meant mentally/psychologically. So what did I prepare? 1) Diapers We asked for samples from various companies. Got them, did the touch experiment and comparison. Decided that we will either get Mamy Poko or Huggies. Baby skin is delicate, I wouldn't want my baby to suffer more pain from the abrasion in the event of a diaper rash. They can't voice out their discomfort, they can only cry. So let's give them something more comfortable. 2) Milk formula It really doesn't matter what brand you buy for your new born, the formulas are similar so don't worry about which is the better brand. Instead, look out for th...